Credit Terms and Conditions

Before submitting your application, please carefully read the following terms and conditions. By proceeding with your credit application, you agree to the terms outlined below:

1. Fixed Annual Interest Rate
   The applicable annual interest rate is 3%.

2. Loan Amount and Duration
   The loan amount can range from €1,000 to €1,000,000. The repayment period is flexible, ranging from 12 to 360 months (1 to 30 years), depending on your request and repayment capacity.

3. Minimum Age Requirement
   Applicants must be at least 18 years old at the time of the loan application.

4. Moral Integrity and Commitment
   The applicant must have good moral standing and commit to adhering to the terms of the credit agreement. Your personal and financial situation may be reviewed during the application process.

5. Minimum Monthly Income
   Applicants must have a minimum monthly income of €500 to be eligible for a loan.

6. Loan Contract Fees
   The loan contract is issued by Mutuelon, and any fees associated with the loan (processing fees, administrative costs, etc.) will be the responsibility of the client. These fees will be clearly outlined prior to contract signing.

7. Financial Situation Consideration
   When evaluating your application, we consider various factors, including your family situation and economic situation, to determine your ability to repay the loan.

8. Early Repayment
   It is possible to repay the loan in full before the contract term ends, which will help reduce the total cost of the loan. No additional fees will be charged for early repayment.

9. Age Restrictions
   Applicants aged over 93 years old are unfortunately not eligible for our credit program.